Fintech CrediLinq Raises $8.5M to Enhance Access to Capital for Digital-Native SMEs

Singapore-headquartered fintech CrediLinq has raised $8.5 million in a Series A funding round to improve access to growth capital for underserved digital-first SMEs globally. The round saw lead investments from MS&AD Ventures and OM/VC, alongside new backers such as the Rustem Family Office and Citi North America.

Returning backers, including 500 Global, Epic Angels, 1982 VC, and Big Sky Capital, also participated in the investment. CrediLinq’s platform leverages artificial intelligence to streamline B2B embedded finance solutions. 

CrediLinq plans to use the new funding to rapidly expand its presence in the United States, followed by Australia and the United Kingdom. The company aims to collaborate with major digital platforms in these regions to drive user adoption, helping digitally native businesses operating on these platforms gain easier access to capital.

To support this growth, CrediLinq will also enhance its leadership team by hiring senior talent across sales, marketing, product development, and technology. A significant portion of the investment will be dedicated to upgrading its technology infrastructure. 

Led by Founder and CEO Deep Singh, CrediLinq offers a proprietary Credit-as-a-Service platform built on API connectivity. This allows B2B platforms and banks to seamlessly integrate financial products for merchants, empowering underserved digital-first SMEs to grow and scale. In e-commerce, CrediLinq has established integrations with major marketplaces, including Lazada, Amazon, and TikTok Shop.

Mark Munoz, Managing Partner at OM/VC, expressed confidence in CrediLinq’s growth potential, noting the company’s innovative use of AI to deliver measurable revenue benefits for clients. He emphasized that as a long-term investor, OM/VC supports CrediLinq’s vision to become a global leader in embedded credit solutions.

CrediLinq is a technology infrastructure firm that offers a proprietary Credit-as-a-Service platform. Its API-driven model allows B2B platforms and banks to develop financial products tailored for merchants, empowering underserved digital-native SMEs to expand and scale their operations.

This approach provides SMEs with fast, flexible, and transparent access to funding, helping them effectively manage cash flow. The company holds a Capital Markets Services License from the Monetary Authority of Singapore (MAS), is ISO 27001 certified for information security, and is a member of the Singapore Fintech Association.